Frequently Asked Questions
The Auto Revamp Training is a hands-on intensive program that will cover core skills for Auto Refurbishment. The delivery model is structured to build and perfect skill proficiency in the Use of Power and Hand Tools, Auto Body Metal Works (Prelim & Advanced), Auto Body Preps, Auto Body Painting (Prelim & Advanced), Auto Detailing & Interior Works, Specialized Auto Body Detailing.
The Program is structured under the Human Capital Development Loan (HCDL) Scheme which is an innovative loan program that is intended SOLEY to provide training to individuals who are resident in Enugu State on technical and non-technical capacities in partnership with private sector firms called “anchors”.
The SME Agency in partnership with the anchors will then provide access to jobs.
The funds are then repaid through the wages of these participants over the course of 12-15 months during the period of employment.
The Loan for the Training Program is INTEREST FREE/ ZERO INTEREST
Eight (8) Months (32 Weeks) for the training.
The cost the training program has been highly subsidized to N150,000.00 (One Hundred and Fifty Thousand Naira Only). Hence, Enugu SME Center would be providing Human Capital Development Loan of N150,000 to the successful participants under the Auto Revamp Training Program (AITP) to be repaid in 12-15months ( No Interest Added ). Remember, the approved loan will pay for this Training and the repayment will be through deductions made from your wages earned during your employment.
The repayment of the loan will be made between 12-15 months. This will commence at the point of employment (which will take effect after the training period).
Yes, for the effectiveness of the Program, it is required that all Participants must be resident in Enugu State.
No, only after you have been absorbed in the workforce. However, your employment is subject to a successful completion of the training program.
Yes, as this would be one of the criteria to be retained for employment.
The training will hold at a designated location within Enugu State that would be communicated to applicants that complete their documentation process with Enugu SME Center
No, the training program is very intense and highly engaging, hence school activities will be a Conflict of Interest.
No, this will be Conflict of Interest. The training program is intensive and fully engaging, hence it will not be feasible to combine both activities.
Considering that the Training Cost is highly subsidized, there will be NO provision for accommodation.
The successful applicant would be mandated to bring the following:
  • Nationally Recognized Identification of the Applicant and Three(3) passport photograph
  • Guarantor from the following areas:
    • Private Sector Individual- Businessman/Businesswoman, entrepreneur, private sector employee
    • Public Servant (Federal Government MDA, State Government from Executive Assistant-Honorable Commissioner)- retired within two (2) years also acceptable
    • Civil Servant from Level 6-Permanent Secretary- retired within two (2) years also acceptable
  • Requirements of the Guarantor:
    • Nationally Recognized Identification of the Applicant and two(2) passport photographs
    • Undated Cheque from CBN recognized Commercial Bank or Microfinance Bank- Kindly note that the Microfinance Bank’s cheque MUST be able “go for clearing” and payable over the counter of other banks. Kindly note that NOT ALL microfinance bank’s cheque can clear over the counter. If you are going to use a Microfinance Bank kindly inquire if it can “go for clearing”
    • Physical appearance for signing is a MUST. We also understand that they might have busy schedules hence why we would appreciate you contact us 24hrs before you come to ensure everything is seamless
    • Guarantor can be from anywhere in Nigeria (within or outside Enugu) but must make himself/herself available for sighting
If this is the case, you can pay upfront and the AITP would accept payment. Come to the office to receive the account number to pay into. You can also guarantee yourself and provide the Undated Cheque from a Commercial Bank or Microfinance Bank (remember if you are using a microfinance bank cheque, ensure it can be “cleared over the counter” ). You can come with a 3 or 6 months bank account statement.
Request to open a current account with your Bank and request for a cheque book (minimum amount of leaves). When coming to the office to complete you documentation, make sure you come with 3-6 months of your saving account statement. You should also notify the Agency that you have requested for a cheque book so your space can be reserved
If you have successfully passed the rigorous selection phase and are chosen for the first cohort and you drop out of the program, it would have been determined you have DEFAULTED on the AITP HCDL and the default terms would kick in as detailed in the Offer Letter, which would include calling on the collateral (the cheque of the guarantor/or applicant). If you paid for the AITP Program upfront, it shall not be refunded.
This is the only way for Financial Institutions to legally recover their monies in the event of a default. This must be presented physically and cannot be scanned as it is not valid If scanned.
The guarantor would be expected to cosign with the successful AITP Applicant and is also expected to be physically sighted by the Agency to prevent any case of false claims, forgery of documentation and signature etc
We shall commence documentation signing on Friday, 28th August 2020 till Friday 11th September 2020. Kindly notify the Enugu SME Center 24-hrs before coming to the Agency (with guarantor if using guarantor) to ensure your documents are prepared ahead of time. Based on this we shall communicate the new date for the commencement of the training.
No!!! It is a personal guarantee not a joint guarantee.
No!!! It is a personal guarantee not a joint guarantee.
If sending your 24hrs notification by email, send to [email protected] Ensure you write your name and "AITP Applicant" as the subject heading of the email. 
No. 2, Market Garden by SME Roundabout Opposite, Ebeano Tunnel GRA, Enugu
Phone Numbers: +2348089344768; +2348084998224; +2349042439495
If sending your 24hrs notification by email, ensure you write your name and "AITP Successful Applicant" as the subject heading of the email
Frequently Asked Question: